Quick answer: Most of Dubai’s big mortgage brokers are free for buyers, because the bank pays their commission. The real differences are how many banks they work with, how fast they move and how clearly they explain costs. Mortgage Finder stands out for its wide bank panel and salaried advisors, Lenddoo for fast pre-approvals, Holo and Huspy for smooth digital journeys, and Aknaz for quick, friendly replies, although in my experience you need to ask for every cost in writing.
I used Aknaz for my own mortgage, and you can read what happened in my full Aknaz Mortgages review. For the other brokers, the figures below come from their own websites as of October 2026. Brokers change their offers often, so confirm every detail before you sign.
Dubai mortgage brokers compared
| Broker | Fee to buyer | Banks | Stand-out feature | Best for |
|---|---|---|---|---|
| Mortgage Finder | Free (stated) | 20+ | Salaried advisors, not paid on commission | Buyers who want wide choice and unbiased advice |
| Lenddoo | Free, paid by banks | 18+ | Pre-approval in about 24 hours (stated) | Buyers in a hurry |
| Holo | Free | 20+ | Mortgage, property search and conveyancing in one place | Buyers who want one platform for the whole purchase |
| Huspy | Free for most buyers, paid by banks | 20+ | Fast-pass “mortgage in 2 weeks” with select banks | Buyers who like an app-led process |
| Aknaz | Ask upfront | Not published | AI-assisted platform with fast replies | Buyers who already know the mortgage process |
1. Mortgage Finder
Mortgage Finder says it has more than 20 years of experience and works with 20+ UAE banks, including Emirates NBD, HSBC, Standard Chartered, FAB, Mashreq, DIB and ADIB. Its service is free, and it says its advisors are salaried rather than paid on commission, which reduces the pull towards any one bank. It covers resident and non-resident mortgages, refinancing and commercial finance, and it advertises a 1% cashback offer for some first-time buyers borrowing over AED 1 million.
Watch out for: cashback offers come with conditions, so read the terms before you count on the money.
2. Lenddoo
Lenddoo compares mortgages from 18+ UAE banks and says buyers never pay it a fee, because the banks pay its commission. It combines AI tools with a team of human advisors, and says pre-approvals are usually issued within 24 hours and stay valid for up to three months. It also handles non-resident, Islamic and commercial mortgages and refinancing.
Watch out for: a fast pre-approval is only the first step. Valuation, final offer and transfer still take time.
3. Holo
Holo launched in 2019 and offers mortgage options from more than 20 UAE lenders. It goes beyond mortgages: it can also help you find a property and handle conveyancing, so one company can guide you from search to transfer. Its services are free for buyers, and it offers Islamic home finance and UK mortgages for expats.
Watch out for: if you use several of its services together, check that you’re still comparing banks and properties freely, rather than staying inside one ecosystem by default.
4. Huspy
Huspy launched in 2020 and lists around 20 partner banks, from Emirates NBD and ADCB to Dubai Islamic Bank and RAKBank. Like most large brokers, it’s paid by the lending bank. Its standout claim is a fast-pass programme with select banks that aims to get a mortgage done in about two weeks, against a typical timeline of around two months. In 2026 it also partnered with Dubai Holding Real Estate to support financing for Nakheel, Meraas and Dubai Properties buyers.
Watch out for: the fastest timelines only apply with certain banks, so the quickest route may not be the cheapest loan.
5. Aknaz Mortgages
Aknaz describes itself as an AI-assisted mortgage platform for UAE homebuyers. I used it myself. The team was friendly, replied fast and negotiated some of the best rates on offer. But the process felt rushed, some directions were wrong or missing, and nobody told me upfront that I’d need AED 7,000 twice: once frozen by the bank, and again to pay fees at the final appointment.
Watch out for: ask for every cost, frozen amount and appointment detail in writing before you start. Full details are in my Aknaz Mortgages review.
How UAE mortgage brokers get paid
Most large brokers in Dubai are paid a commission by the bank once your loan completes, so you pay nothing. Smaller brokers sometimes charge buyers directly, often a flat fee or a percentage. If a broker charges a percentage, ask whether it’s based on the loan you actually take or the full pre-approval amount, and when it’s due.
A free broker can still cost you money if the loan they push isn’t the best fit. Ask which banks they compared and why they recommend one over the others.
Broker or bank: which is better?
Going straight to your own bank can work if you already have a strong relationship there. A broker is usually the better choice if you want to compare many banks at once, you’re self-employed or a non-resident, or you don’t have time to chase paperwork. Either way, the bank must give you a Key Facts Statement listing the loan’s interest, fees and charges, so ask for it early and compare it across offers.
How to choose a mortgage broker in Dubai
- Check the licence. Ask for the broker’s licence number and check it in the Dubai REST app or on the Dubai Land Department website.
- Ask how they’re paid. By the bank, by you, or both, and when.
- Get the total cash needed in writing. Include anything the bank will freeze. Our guide to how much cash you need to buy property in Dubai breaks down every fee.
- Ask how many banks they’ll compare and see the offers side by side.
- Confirm big promises with the bank. If an option gets you a larger loan than expected, check it directly with the bank.
- Get a named contact. You want a person to call when something goes wrong, not a general number.
The bottom line
There’s no single best mortgage broker in Dubai. Mortgage Finder suits buyers who want wide choice, Lenddoo suits buyers in a hurry, Holo suits buyers who want help with the whole purchase, and Huspy suits buyers who like a digital process. Aknaz can work well for buyers who already understand the process. Whoever you pick, speak to at least two brokers, compare their offers and get every cost in writing.
This comparison is for general information only and isn’t financial advice. Broker offers, bank panels and fees change often, so confirm every detail with the broker and bank before you commit.
