Subscribe

    Get the latest news from MoneySaverWorld about how to make, save &

    What's Hot

    Best Complimentary Hotel Stay in Dubai by Emirates Airlines in 2023

    May 31, 2023

    Become a Freelancer: 7 Best Websites to Find Jobs Online

    May 23, 2023

    9 Genius Ways to Make Money With ChatGPT

    May 21, 2023
    Facebook Twitter Instagram
    Trending
    • Best Complimentary Hotel Stay in Dubai by Emirates Airlines in 2023
    • Become a Freelancer: 7 Best Websites to Find Jobs Online
    • 9 Genius Ways to Make Money With ChatGPT
    • 10 Easy Money-Saving Travel Tips & Hacks
    • 8 Handy Tips to Make Friends in UAE For Free
    • 13 Best Places To Get Bubble Tea in Dubai
    • A Quick Guide to Check Your Credit Score Report in UAE
    • 7 Best Ways to Get Paid Watching Netflix
    Facebook Instagram
    MoneySaverWorldMoneySaverWorld
    • Make Money
      1. Affiliate Marketing
      2. Content Creation
      3. No Skills Required
      4. View All

      How to Create a Lucrative Affiliate Website: A Step by Step Guide

      February 2, 2023

      10 Best Ways to Make Money with Amazon

      January 25, 2023

      11 Best Affiliate Programs with Recurring Commissions

      January 21, 2023

      8 Best VPN Affiliate Program to Make Money in UAE 

      October 17, 2022

      6 Ways To Make Money on Spotify

      April 1, 2023

      9 Best Ways to Make Money on YouTube in 2023

      March 19, 2023

      11 Smart Ways to Monetize a Podcast

      March 19, 2023

      9 Best Ways to Make Money with Canva

      January 27, 2023

      9 Genius Ways to Make Money With ChatGPT

      May 21, 2023

      7 Best Ways to Get Paid Watching Netflix

      April 27, 2023

      9 Best Ways to Make Money on YouTube in 2023

      March 19, 2023

      How to Create a Lucrative Affiliate Website: A Step by Step Guide

      February 2, 2023

      Become a Freelancer: 7 Best Websites to Find Jobs Online

      May 23, 2023

      9 Genius Ways to Make Money With ChatGPT

      May 21, 2023

      7 Best Ways to Get Paid Watching Netflix

      April 27, 2023

      6 Ways To Make Money on Spotify

      April 1, 2023
    • Save Money
      1. Daily Life
      2. View All

      10 Best Budgeting Apps that You Must Download in 2023

      March 19, 2023

      Dubai to other Emirates by Public Bus – How To Travel for Cheap

      January 29, 2023

      8 Best Membership Programs You Need to Sign Up For in UAE

      January 23, 2023

      3 Tips to Save & Avoid Salik Fines in Dubai

      December 25, 2022

      Ramadan in Dubai: 6 Incredible Tips To Save Money

      March 19, 2023

      10 Best Budgeting Apps that You Must Download in 2023

      March 19, 2023

      Dubai to other Emirates by Public Bus – How To Travel for Cheap

      January 29, 2023

      8 Best Membership Programs You Need to Sign Up For in UAE

      January 23, 2023
    • Invest Money
      1. Crypto
      2. Real Estate
      3. Self Investment
      4. Stocks & Bonds
      5. View All

      6 Smart Ways to Spend Cryptocurrencies in Dubai

      January 31, 2023

      How to Buy NFTs for Profit in UAE

      December 21, 2021

      Top 10 Crypto Exchanges in the UAE

      November 23, 2021

      Top 7 Countries to Invest Money in Real Estate

      November 10, 2022

      Best real estate investment in Dubai with AED 500

      November 7, 2021

      15 Smart Money Habits that Will Change Your Life

      April 9, 2023

      Top 10 Money-Making Books That You Must Read in 2023

      April 8, 2023

      23 Smart Ways to Invest in Yourself and Become Indispensable

      April 6, 2023

      National Bonds in the UAE: Everything You Need to Know

      August 25, 2022

      10 Best Halal Investment Options in UAE

      April 10, 2023

      15 Smart Money Habits that Will Change Your Life

      April 9, 2023

      Top 10 Money-Making Books That You Must Read in 2023

      April 8, 2023

      23 Smart Ways to Invest in Yourself and Become Indispensable

      April 6, 2023
    • Banking & Insurance
      1. Bank Accounts
      2. Credit Cards
      3. Insurance
      4. Loan & Mortgage
      5. Currency Exchange
      6. View All

      Best Zero Balance Bank Accounts in UAE

      April 8, 2023

      6 Best Ways to Send Money Abroad from the UAE

      December 14, 2022

      Top 5 Saving Accounts in UAE

      October 25, 2022

      6 Best Air Miles Credit Cards in UAE to Save Big on Flights

      April 15, 2023

      7 Emirates Skywards Credit Cards and Travel for Less

      November 13, 2022

      12 Best Cashback Credit Card Offers in UAE

      November 11, 2022

      Home Insurance in UAE: Things You Must Know

      November 11, 2022

      A Quick Guide to Check Your Credit Score Report in UAE

      April 27, 2023

      Mortgage in Dubai: 14 Important Facts You Must Know

      April 11, 2023

      6 Best Currency Exchange Services in Dubai

      April 8, 2023

      A Quick Guide to Check Your Credit Score Report in UAE

      April 27, 2023

      6 Best Air Miles Credit Cards in UAE to Save Big on Flights

      April 15, 2023

      Mortgage in Dubai: 14 Important Facts You Must Know

      April 11, 2023

      Best Zero Balance Bank Accounts in UAE

      April 8, 2023
    • Students
      1. Scholarships
      2. Student Discounts
      3. View All

      8 Best Scholarships in Dubai for Expat Students

      April 14, 2023

      5 Best Free Degrees from Top Universities Worldwide

      December 7, 2022

      Save with Etihad Student Discounts (-10% Off Your Flight!)

      December 20, 2022

      Get Up To 10% Off With Emirates Student Discount Code

      November 15, 2022

      15 Best Student Discount Deals in UAE

      November 13, 2022

      7 Good Reasons To Get an ISIC Card in the UAE

      November 11, 2022

      8 Best Scholarships in Dubai for Expat Students

      April 14, 2023

      Save with Etihad Student Discounts (-10% Off Your Flight!)

      December 20, 2022

      5 Best Free Degrees from Top Universities Worldwide

      December 7, 2022

      Get Up To 10% Off With Emirates Student Discount Code

      November 15, 2022
    • Entertainment
      1. Activities
      2. Food
      3. View All

      8 Handy Tips to Make Friends in UAE For Free

      May 1, 2023

      Want to Volunteer in the UAE? Here Are The 8 Best Communities You Can Support

      April 18, 2023

      5 Best Free Beaches in Dubai

      January 13, 2023

      10 Free Things to do at Expo City Dubai

      January 7, 2023

      13 Best Places To Get Bubble Tea in Dubai

      April 29, 2023

      Ramadan in Dubai: 6 Incredible Tips To Save Money

      March 19, 2023

      Iftar 2023: Best Deals in Dubai and Abu Dhabi under AED150

      March 19, 2023

      22 Best Birthday Freebies in 2023: Get FREE Stuff on Your B-Day

      June 21, 2022

      8 Handy Tips to Make Friends in UAE For Free

      May 1, 2023

      13 Best Places To Get Bubble Tea in Dubai

      April 29, 2023

      Want to Volunteer in the UAE? Here Are The 8 Best Communities You Can Support

      April 18, 2023

      Ramadan in Dubai: 6 Incredible Tips To Save Money

      March 19, 2023
    • Deals
    • Coupons
    MoneySaverWorldMoneySaverWorld
    Home»Banking & Insurance»12 Best Cashback Credit Card Offers in UAE
    Banking & Insurance

    12 Best Cashback Credit Card Offers in UAE

    moneysaverworldBy moneysaverworldNovember 11, 2022Updated:March 19, 2023No Comments8 Mins Read
    cashback credit card
    Share
    Facebook Twitter LinkedIn Pinterest Email

    Considering the skyrocketing inflation in UAE, who wouldn’t like to receive rewards on their daily purchases? With cashback credit card offers, residents in Dubai and other emirates can save up on their monthly expenses and get a financial net for a better life.

    A lot of banks in the country offer a wide selection of perks and privileges to credit card holders. You would find more than 200 cards with incredible offers to earn rewards and points every time you make a purchase. You can potentially earn a certain amount of cashback when you swipe your card for transactions at supermarkets, hotels, resorts, retail outlets, and leisure attractions. The earned amount can be redeemed for exclusive discounts and loyalty benefits when shopping or dining at designated spots.

    What exactly is a Cashback Credit Card?

    Banks acknowledge their loyal customers through rewards and privileges to reinforce their commitment to their products. These loyalty schemes motivate the customers to spend more, save more, and stay dedicated to the organization.

    Cashback credit cards work in a similar way and award customers with a percentage of their spending. Consider a credit that offers you 10% cash back on all grocery spending. You use this card in a hypermarket and spend AED500 in a week. The bank will reward you with an AED50 cashback credit (10% of AED500) in the next billing cycle. It means you have saved AED50 on your weekly grocery bill.

    Offers like these help you save costs on your monthly expense and lessen the financial burden off your shoulders.

    Picking out the credit cards with the best cashback offers in UAE

    With a range of options available in the market, sometimes it can be overwhelming to sign up for one specific credit card. In this blog post, you will find data-driven recommendations and authentic facts to pick out the best cashback credit cards in UAE.

    Picking out a single credit card that works well for your personal needs isn’t as easy as it may sound. Consider the following points when signing up for a particular credit card to earn monetary rewards on your spending.

    • Does the card suit your monthly income?
    • What are welcome offers and bonuses for first-time users?
    • What is the process to redeem the cashback? Is it an automated process or needs to be done manually?
    • What percentage the bank is offering as cashback? What is the subscription fee?
    • Is there a monthly cap?
    • What is the minimum amount to be spent to earn the reward?
    • Does the cashback amount expires if not redeemed on time?

    The answers to all the above queries will determine what option works best for you. While credit cards are not recommended for use to save money, they can however be a source of great financial independence if used wisely. Pay your installments on time, clear your pending payments, and hold yourself from impulsive buying to avoid fines and getting default.

    Now that you have a clear understanding of how a cashback reward scheme works, let’s dig into finding some of the best credits with attractive cashback offers in UAE.

    Best Cashback Credit Cards for Grocery Shopping

    Dubai First Credit Card

    Dubai First Credit Card offers a 6% cashback reward when using the card for shopping for groceries at select stores. There is a monthly cap of AED400 a month with no minimum spend requirement. The bank is offering an AED350 bonus for new customers. Earn 3% cashback when shopping for groceries online and 1% cashback on all other spends.

    RAK Bank Credit Card

    RAK bank is offering a 5% cashback when swiping the Titanium Credit card for grocery shopping at all supermarkets in UAE with a monthly cap of AED150. There is however a minimum monthly spend of AED 5000 with no annual fee.

    Emirates Islamic Plus Credit Card

    Enjoy 10% cashback on grocery shopping, education, and dining with the Emirates Islamic Cashback Plus credit card. Enjoy the service with no annual subscription fee and redeem your rewards within seconds with the dedicated online banking app. earn a maximum of AED200 cashback a month with a minimum spend of AED 17500.

    New cardholders can receive AED 750 as a joining bonus until 31st December 2022.

    Other popular banks offering cashback on grocery shopping include:

    • FAB Cashback Credit Card: 5%
    • Citibank Cashback Credit Card: 2%
    • Mashreq Cashback Credit Card: 1%
    • HSBC Cashback Credit Card: 2%
    • Standard Charted Cashback Credit Card: 1%

    Best Cashback Credit Cards for Fuel Spends

    HSBC Cashback Credit Card

    Save up on your monthly fuel costs with HSBC Cashback Credit Card offering a 5% cashback reward on fuel transactions and other miscellaneous spends. To sign up you must have AED10, 000 as a monthly salary without any need to open an account in the bank.

    Earn AED300 as a welcome bonus and get all your cashback transferred into your bank account automatically.

    There is no cap for the cashback to be earned each month and no annual fee for the first year.

    Citibank Cashback Credit Card

    Citibank is offering its customers a 1% cashback offer on money spent on fuel using their cashback credit card. Earn AED200 as a joining bonus when you spend AED5000 during the first three months.

    There are no monthly caps and minimum spending limits. You should have a monthly salary of AED8000 to apply for the credit card.

    Enjoy the service for free during the first year and get a subscription fee waiver if you spend AED9000 a year.

    Standard Chartered Cashback Credit Card

    With Standard Chartered Cashback Credit Card, earn 1% cashback on total cost when making payments at gas stations. You must have a monthly salary of AED8000 to make an application for the card. There is no fee for the first year however an annual subscription fee of AED525 will be charged from the second year onwards.

    You would have to claim to get the cashback transferred into your account.

    Other popular cashback credit cards available in UAE for fuel transactions include:

    • FAB Cashback Credit Card: 1%
    • Mashreq Cashback Credit Card: 0.33%
    • RAK Titanium Credit Card: 0.25%
    • HSBC Cashback Credit Card: 5%
    • Dubai First Cashback Credit Card: 1%

    Best Cashback Credit Card offers for School Fees

    Standard Chartered Titanium Credit Card

    Get 10% cashback on your total school fees payment with a 0% interest-free installment plan. Pay your kids’ school fees using a Standard Chartered Titanium card and earn 10% cashback directly into your account. You can also pay the fee in installments spread over a period of 12 months with absolutely zero interest.

    There is an annual cap of AED 4800 with no minimum spend limit. Enjoy free service for the first year and pay an AED525 annual fee from the second year onwards.

    NBF Credit Card

    Get a 3% cashback on school fees and other education expenses with the NBF credit card cashback offer. Cardholders can also enjoy a 0% interest rate when paying the school fees in installments.

    CBD Super Saver Cashback Credit Card

    With a CBD credit card earn up to 10% cashback on school fees payment with a maximum cap of AED150 per month. There is a minimum spend limit of AED3000 a month with free service for the first year.

    Other prominent cashback credit offers on educational transactions include:

    • HSBC Cashback Credit Card: 5%
    • Al Hilal Cashback Credit Card: 3%
    • Emirates Islamic Cashback Credit card: 10%

    Best Cashback Credit Card offers for Utility Bills

    FAB Cashback Credit Card

    FAB Cashback Credit Card offers a 5% cashback on all sorts of utility bill payments made using the credit card. You can earn a maximum amount of AED150 each month along with a welcome bonus of AED300.

    There is an annual subscription fee of AED 315 and claims have to be made for the transaction of the cashback into your account.

    Citibank Cashback Credit Card

    Citibank is offering a 1% cashback on all utility bill payments for all credit cardholders. You can enjoy a welcome bonus of AED200 with a free annual subscription. The exciting thing is that are no maximum caps and no minimum spend limit to avail of the cashback offer.

    Get the earned amount as an automatic transaction directly into your account.

    Standard Charted Cashback Credit Card

    Enjoy 1% cashback on all your utility bill spends with no cap on the maximum amount to be earned as cashback.

    Get a whooping AED 500 as a welcome bonus along with incredible offers on entertainment, dining, and retail.

    Enjoy free service for the first year and pay AED525 from the second year onwards.

    Other popular cashback credit cards for utility bill transactions include:

    • FAB Cashback Credit Card: 5%
    • RAK Titanium Credit Card: 0.25%
    • HSBC Cash plus Credit Card: 0.5%
    • Dubai First Cashback Credit Card: 0.25%
    • Mashreq Cashback Credit Card: 0.33%

    You may also like to read
    Save up Big with these 10 Loyalty Programs in Dubai

    Share. Facebook Twitter Pinterest LinkedIn WhatsApp Reddit Tumblr Email
    moneysaverworld

    Related Posts

    A Quick Guide to Check Your Credit Score Report in UAE

    April 27, 2023

    6 Best Air Miles Credit Cards in UAE to Save Big on Flights

    April 15, 2023

    Mortgage in Dubai: 14 Important Facts You Must Know

    April 11, 2023
    Recent Posts

    Best Complimentary Hotel Stay in Dubai by Emirates Airlines in 2023

    May 31, 2023

    Become a Freelancer: 7 Best Websites to Find Jobs Online

    May 23, 2023

    9 Genius Ways to Make Money With ChatGPT

    May 21, 2023

    10 Easy Money-Saving Travel Tips & Hacks

    May 17, 2023
    Our Picks

    Best Complimentary Hotel Stay in Dubai by Emirates Airlines in 2023

    May 31, 2023

    23 Smart Ways to Invest in Yourself and Become Indispensable

    April 6, 2023

    How to Create a Lucrative Affiliate Website: A Step by Step Guide

    February 2, 2023
    Stay In Touch
    • Facebook
    • Instagram
    Don't Miss
    Deals

    Best Complimentary Hotel Stay in Dubai by Emirates Airlines in 2023

    May 31, 2023

    What could be more exciting than having free hotel stays when traveling to or stopping…

    Become a Freelancer: 7 Best Websites to Find Jobs Online

    May 23, 2023

    9 Genius Ways to Make Money With ChatGPT

    May 21, 2023

    10 Easy Money-Saving Travel Tips & Hacks

    May 17, 2023

    Subscribe to Updates

    Get the latest creative news from SmartMag about art & design.

    About Us
    About Us

    Disclaimer: All content on this website is based on individual experience. It does not constitute financial advice. MoneySaverWorld and its authors are not liable for how tips are used, nor for content and services on external websites. Common sense should never be neglected!

    We sometimes use affiliated links which may result in a payment following a visitor taking action (such as a purchase or registration) on an external website. This helps keep MoneyySaverWorld free. The user experience shouldn't be any different, and our editorial decision-making is not affected by such links.

    Email Us: moneysaverworld@gmail.com

    Our Picks

    Best Complimentary Hotel Stay in Dubai by Emirates Airlines in 2023

    May 31, 2023

    23 Smart Ways to Invest in Yourself and Become Indispensable

    April 6, 2023

    How to Create a Lucrative Affiliate Website: A Step by Step Guide

    February 2, 2023
    Latest Post
    • Best Complimentary Hotel Stay in Dubai by Emirates Airlines in 2023
    • Become a Freelancer: 7 Best Websites to Find Jobs Online
    • 9 Genius Ways to Make Money With ChatGPT
    © 2023 All Rights Reserved to MoneySaverWorld
    • Privacy Policy
    • Terms & Conditions
    • Contact us
    • Sitemap

    Type above and press Enter to search. Press Esc to cancel.